ReferIndia News Health insurance: How insurers can use ‘material change’ clause to hike your health insurance premium at renewal

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Health insurance: How insurers can use ‘material change’ clause to hike your health insurance premium at renewal

Published on: Oct. 20, 2025, 6:30 a.m. | Source: The Economic Times

Health insurers are introducing a new 'material change' clause in policies. This clause allows them to alter premiums and policy terms. Experts suggest this may conflict with IRDAI regulations. Policyholders are advised to seek clarification and understand their rights regarding policy continuity and coverage.

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